Do I need title insurance?

What title and escrow companies need to publish

Buyers often don't understand what this protects against and whether it's optional.

How customers actually ask it

The same intent arrives in wording your page probably does not use. All of these mean the same thing:

  • “Do I need title insurance?”
  • “title insurance worth it”
  • “what does title insurance cover”
  • “owner's policy vs lender's policy”

What a complete answer contains

For title and escrow companies specifically, an answer is only complete when it covers all 4:

  1. 1

    What title insurance actually protects against

  2. 2

    The difference between lender's and owner's policy if relevant

  3. 3

    Whether it's required or optional in this transaction

  4. 4

    No pressure toward a specific coverage decision

A worked example

Illustrative — not a real business

Title insurance protects against claims or issues with the title that weren't caught during the search — like an undisclosed heir or a forged prior deed. A lender's policy is typically required by your mortgage company; an owner's policy is optional but protects your own investment in the property for as long as you own it.

Which page should own it

Title insurance information page

What silence costs

Buyers who don't understand this coverage sometimes skip optional protection they'd have wanted, or feel pressured into something unclear.

More questions title and escrow companies get

Related

Does your site answer this already?

Point RubyRep at your website and ask it this exact question. If it cannot answer, neither can your customers.

https://

Takes about a minute.